Real estate appraisal services for homeowners in the city of Rigby and Jefferson County

The top 7 reasons ID homeowners order from White Pine Appraisal LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce their mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in Jefferson county or ID by determining the true market value of property in question

Need help determining the price of your home in or near Rigby, ID?
Contact White Pine Appraisal LLC.

We at White Pine Appraisal LLC understand the special needs of a homeowner in need of appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at White Pine Appraisal LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping people just like you dismiss undesirable PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting a professional appraisal from White Pine Appraisal LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inopportune from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. White Pine Appraisal LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.